Articles

Estates & Trusts

• What Key Estate Planning Tools Should I Know About?

  Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Retirement

• What Is a 403(b) Plan?

  A 403(b) plan is a tax-deferred retirement savings plan that can only be offered by a 501(c)(3) tax-exempt entity.

• What Is a Traditional IRA?

  If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

• What Is a 401(k) Plan?

  401(k) employer-sponsored retirement plans have many benefits, including that the funds accumulate tax-deferred.

• What Is a Roth IRA?

  Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Investing

• What Is an Exchange-Traded Fund?

  ETFs have unique attributes and attempt to track all types of indexes, industries, or commodities.

• What Is a Bond?

  A bond is simply evidence of a debt from a government entity or a corporation and represents a long-term IOU.

• What Is a Mutual Fund?

  A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

• What Is an Annuity?

  An annuity is a flexible financial vehicle that can help protect against the risk of living a long time because it provides an option for a lifetime income.

• 529 Lesson Plan: High Scores for 529 Plans

  529 plans are tax-advantaged savings plans that generally allow people of any income level to contribute.

Risk Management

• Do I Need a Business Owner Policy?

  A business owner policy is an insurance package that assembles the basic coverages required by a business owner in one bundle.

• What Is Life Insurance for Business Owners?

  Company-owned life insurance is one way to help protect a business from financial problems caused by the death of a key employee.

• How Can I Insure My Future?

  To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

• What Types of Health Coverage Are Available?

  There are three basic types of medical insurance plans: fee-for-service, managed care, and high-deductible health plan.

• What Are the Basic Types of Life Insurance?

  When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.