Retirement and Estate Planning

Careful planning and the right mix of investment tools can assure adequate retirement savings and help you prepare for the unexpected expenses and surprises that inevitably arise during a lifetime.

With the right asset allocation and tax strategies, Community Financial Group can guide clients to ensure their estates will benefit their families. We collaborate not only with our clients, but also with their accountants, attorneys, and other trusted advisors in a comprehensive team effort to simplify their financial situation and create a plan that addresses all of their long-term needs.

Our retirement and estate services include rollovers, streamlining and consolidation of all retirement plans, including 401K plans and IRAs; advice on wills, trusts, and other estate documents; 529 college savings plans; long-term care insurance and savings.

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Wealth/Investment Planning

A carefully planned financial future includes all aspects of planning. As a fiduciary, Community Financial Group is obligated to recommend investment products based on the client’s needs and that are always in the client’s best interest.

Community Financial Group offers access to a diversified range of investment vehicles to offer our clients the long-term gains and security they seek, whether they are saving for college education, planning for retirement, or looking ahead to the needs of future generations. Because we do not represent a single investment vehicle, our advice is always focused on our clients’ best long-term interests, starting with an honest and careful assessment of their current situation and whether it is meeting their future needs.

At Community Financial Group, our goal is not to sell products to our clients, but to educate them on their financial options and guide them on the best ways to achieve their goals.

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Insurance and Risk Management

Community Financial Group helps analyze clients’ insurance coverage to ensure they have adequate protection for their families, their homes, their estates, and their businesses – the assets that are most important to them.

As an independent financial advisor, Community Financial Group does not sell the insurance of any one carrier. Instead, we can help connect our clients with the most appropriate and cost-effective insurance offerings to protect their assets.

We believe insurance should be a tool that fits into a larger financial strategy. Community Financial Group can help analyze your coverage to ensure you are getting the most value from your insurance investments and that the policies you carry actually meet your short- and long-term goals.

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Employee Benefit Assistance

Great employee benefits are one of the keys to attracting and retaining the best employees. Through planning and consulting, we help you design, administer and manage a cost-effective benefits program that is created to reduce costs, improve workforce productivity, educate employees, mitigate risk and help you atrract, retain and develop top employees.

Community Financial Group represents a broad range of products for group employee benefit programs. Whether you're a large company or a startup with only a few employees, Community Financial Group can help design the right package that is delivered in the most cost-efficient manner.

  • 401K and 403B Retirement Plans
  • Medical Insurance
  • Dental Insurance
  • Vision Insurance
  • Group Life Insurance
  • Accidental Death & Dismemberment Insurance
  • Short and Long-term Disability Insurance
  • Flexible Savings Accounts
  • Health Savings Accounts
  • Voluntary Programs

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